Terms of Use

1. Services Provided

Our agency offers advisory services focused on retirement planning, particularly regarding the Canada Pension Plan (CPP) and other public pensions available in Canada. We provide guidance on how retirees can apply for pensions, strategies to increase pension benefits, the functionality of pension calculators, and the documentation required for pension applications. Our goal is to empower retirees with the knowledge and tools necessary to navigate the complexities of retirement Canada effectively.

2. Accuracy of Information

While we strive to provide accurate and up-to-date information regarding retirement news, retirement Canada, pension Canada, the Canada Pension Plan, and public pensions, we do not guarantee the accuracy, completeness, or reliability of any information presented on our platform. Users are encouraged to verify all information independently before making any decisions or taking any actions based on the information provided by our agency.

3. Registration and Account Security

To access personalized advisory services, users may be required to register and create an account with our agency. You agree to provide accurate and complete information during the registration process and to update this information promptly if there are any changes. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Advisory Services

Our agency provides general advice and information on retirement planning and pension-related matters. While we strive to offer personalized guidance, the advice provided on our platform is not intended to substitute for professional financial or legal advice. Users are encouraged to consult with qualified professionals regarding their specific retirement planning needs and circumstances.

5. Limitation of Liability

In no event shall our agency, including its officers, directors, employees, or affiliates, be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our services or the inability to use our services, including but not limited to reliance on any information obtained from our platform. This limitation of liability applies whether based on breach of contract, tort (including negligence), strict liability, or any other legal theory, even if advised of the possibility of such damages.

6. Privacy Policy

We are committed to protecting the privacy of our users. Our Privacy Policy outlines how we collect, use, and disclose personal information provided by users of our platform. By using our services, you consent to the collection and use of your personal information in accordance with our Privacy Policy.

7. Intellectual Property Rights

All content and materials available on our platform, including but not limited to text, graphics, logos, images, and software, are the property of our agency or its licensors and are protected by copyright, trademark, and other intellectual property laws. Users may not reproduce, modify, distribute, display, or create derivative works of any content without prior written permission from our agency.

8. Changes to Terms of Use

We reserve the right to modify or update these Terms of Use at any time without prior notice. Any changes to these terms will be effective immediately upon posting on our platform. Users are encouraged to review these terms periodically to stay informed of any updates.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law principles. Any dispute arising out of or relating to these terms shall be exclusively resolved in the courts located in Canada.

10. Contact Us

If you have any questions or concerns regarding these Terms of Use, please contact us at [email protected] for further assistance.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our platform or access our services. We appreciate your cooperation and look forward to assisting you with your retirement planning needs in Canada.